Solutions
Retirement plan solutions built for fiduciaries
We deliver disciplined 3(38) and 3(21) investment services through scalable, technology-enabled solutions designed to reduce fiduciary risk and meet the evolving needs of retirement plans.
Investment oversight
The Grade Point Average (GPA)1 algorithm applies a disciplined, data-driven process to evaluate, select, and monitor investments, helping retirement plan sponsors meet fiduciary responsibilities.
Powered by innovative technology that analyzes a broad range investment types quarterly, decisions are made in the best interests of participants with oversight from our investment committee.
Plan reporting
The GPA System provides plan sponsors with quarterly reporting, delivered through a secure, cloud-based platform.
All data is encrypted, protected by two-factor authentication, and backed by a redundancy policy to ensure security and continuity.
Operational support
A dedicated onboarding team—supported by sales, investment and service representatives—works directly with financial advisors to ensure seamless transitions.
Each quarter, advisors and plan sponsors are notified of any changes within the GPA Report, and our team coordinates directly with recordkeepers to implement any investment changes.
Flexible service model
Financial advisors stay focused on their core services by partnering with our team and leveraging our investment infrastructure. We offer flexible service models designed to meet client needs.
Together, we deliver scalable solutions—including reporting and distribution—that help reduce investment and operational burden and enhance client outcomes.
We are FlexFiduciary
Customized
We recognize that every retirement plan is unique. We work with you to create a customized investment lineup while providing fiduciary protection.
For discretionary accounts, all investment decisions are made in-house using the disciplined GPA System.
Cost competitive
Compensation is assessed as a percentage of total plan assets for investment fiduciary services.
Our service adds a layer of fiduciary protection that we believe makes the plan even more valuable.
Widely available
Our flexible service model enables our team to be platform agnostic.
We are integrated with dozens of recordkeepers and their distinct platforms. Plan sponsors can select their preferred recordkeeping partner, and we can serve them on any platform.
Discretionary investment management
- 3(38) Service
- Quarterly reports
- Quarterly market commentary
- Quarterly review/monitoring and implemention of fund changes if necessary
- Services are available at 50+ recordkeeping platforms
- Onboarding, service, and investment desks are accessible
Non-discretionary
For specific recordkeeper platforms we offer 3(21) Service:
- Our team provides a vetted and approved fund list that advisors and plan sponsors can select for their lineup
- Plan sponsors retain ultimate fiduciary responsibility for all investment decisions and fund changes
Investment review
- Quantitative and qualitative review of investments
- Innovative algorithm that is continually monitored and updated
- Peer-to-peer evaluation
- Utilizes school grading analogy that is relatable to everyone
- Clear output easily understood by advisors and plan sponsors
Custom default solutions
We deliver flexible, scalable asset allocation solutions that integrate traditional investments, advanced retirement income products, and private assets into clear, easy‑to‑understand programs for plan sponsors through recordkeepers. Our custom default solutions and asset allocation implementation options include:
Co-manufactured CITs
Recordkeeper asset allocation programs
Managed account services
Spark
A quarterly email that brings together insights from across the entire Mesirow organization, with perspectives on markets, sectors and investing in what matters.